Full Policy wording is available on application.

Accidental Damage by any cause unless excluded to any Machinery described on the Schedule within the United Kingdom (which means Great Britain and Northern Ireland) the Channel Islands and the Isle of Man

Extensions Included as Standard (subject to certain limits)

1. Accidental Damage to your surrounding property caused by the Machine up to a limit of £10,000
2. Other interests
3. Non-Invalidation.
4. Capital Additions

Conditions

1. Reinstatement of Machines less than two years old or one year old in respect of theft.
2. Reinstatement of Sum Insured following a loss
3. Inflation protection of 110% of the sum insured if Machine is reinstated (the sum insured must not be less that the cost of reinstatement at the inception of insurance).

Exclusions

1. Inherent vice, deterioration, wear and tear.
2. Faulty or defective workmanship.
3. Bursting by steam pessure of non-domestic boilers.
4. Corrosion, rust, wet or dry rot,vermin.
5. Change in temperature.
6. Craking or collapse of boilers and other pressure vessels.
7. Mechanical or electric breakdown or deangement.
8. Damage to tyres unless from an incident insured to other parts of the Machinery.
9. Fraud, dishonesty or trickery.
10. Disapperance or unexplained shortage.
11. Fire damage to property undergoing any heat process.
12. Damage to property (other than by fire or explosion) resulting from any production or repair process.
13. Delay or seizure of goods by the government or other authority.
14. Consequential loss.
15. Damage to any part of electrical equipment caused by electrical faults within that part.
16. The first £500 of each and every claim or £ 1,000 in respect of theft or malicious damage.
    

General Conditions

1. The policy Document
2. Adjustment or Premium
3. Policy voidable for non-disclosure
4. Cancellation
5. Reasonable Precautions
6. Instalments
7. Contracts (Rights of Third Parties) Act 1999
8. Change of Risk or Interest
9. Choice of Law

Underwritten by NIG